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Because your lender doesn’t really care that you want a loan―it cares whether or not it makes sense to lend to you. Take note, though, that you also need to explain why your loan request makes sense. For example, you can talk about the employees you plan to hire, the building you want to expand, or whatever else you intend to do with your term loan. That means you’ll want to offer some details about how you plan to use your business financing. Got all that? Then you’re ready to get into the actual loan request.Īfter discussing your business, it’s time to explain why you need a bank loan. Something like this will work just fine for your subject line: You’ll really only have to come up with your own subject line and greeting. Obviously you can simply plug in the relevant information for most of this. Lender name (or loan agent’s name and title, if you have one)Ĭontact information for your lender or loan agent Typically, you’ll want to format the beginning of your small-business loan request roughly like this:īusiness’s address (this one is optional) You’ll want to begin your business loan request with some pretty standardized formatting that includes your contact information, the date, your lender’s contact information, a subject line, and a greeting. That’s why we suggest starting your request writing process with the easy bits: formatting. What do you say when applying for a bank loan? How do you write a business proposal for your loan application? What’s your lender even looking for in a business loan request letter?
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After all, it’s not an everyday part of being a small-business owner. Writing a loan request can feel overwhelming.